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AI built for
consumer lending.

Consumer lending shapes the financial lives of more Americans than any other industry. It is also one of the most regulated. Salient partners with technology-first lenders to build AI that is reliable, auditable, and ultimately designed to lower the cost of credit for every American who needs it.

Backed by Andreessen Horowitz and Matrix · $75M raised

Trusted by the leading lenders in America

Westlake Financial
American Credit Acceptance
AutoNation
Ally Financial
Carvana
Exeter Finance
Westlake Financial
American Credit Acceptance
AutoNation
Ally Financial
Carvana
Exeter Finance
JPMorgan Chase

Recognition

JPMorgan Chase Hall of Innovation Award

Salient was selected by JPMorgan Chase for the Hall of Innovation — recognizing AI that meaningfully advances how financial institutions manage compliance, servicing, and risk at scale.

Read the announcement

Introducing Taylor 2.0

Compliant AI conversations
at any volume.

Taylor 2.0 handles inbound and outbound collections calls with native FDCPA, TCPA, and CFPB compliance built in. No human review required on every call.

Continue reading
> agent.connect(borrower_id: "B-44821")
Dialing... connected.
> compliance.check(transcript, rules: ["FDCPA", "CFPB"])
No violations detected.
> payment.offer(plan: "3-month", amount: 284.00)
Borrower accepted. Recording consent.
> session.close(outcome: "promise_to_pay")
Logged. Audit trail saved.

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Why lenders
choose Salient.

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Compliance-first for US lending

Designed around how lenders are actually supervised and examined — from CFPB expectations to state-level rules.

Agents that run entire workflows

Not chatbots. Salient agents gather data, check rules, update systems, and produce documentation end to end.

Borrower-level memory

Every interaction builds on the last — promises to pay, hardship conversations, prior disputes, and escalation history.

Co-designed with your team

We start with risk, compliance, and operations to define guardrails, success metrics, and what makes a pilot exam-safe.