AI agents for lending operations, with compliance built in.

AI that automates debt collection calls, payment disputes, chargebacks, and promise-to-pay scheduling with TCPA, FDCPA, and Reg F compliance built in. Collections automation that reduces costs by 60% while maintaining 100% compliance.

Compliance Dashboard

Pass Rate
99.8%
+0.2% vs prev month
Total Calls
847K
+12.3% vs prev month
Label
Checked
Pass Rate
TCPA Call Frequency
847K
100%
FDCPA Mini-Miranda
156K
99.2%
Reg F 7-in-7 Rule
847K
100%
Do Not Call Registry
847K
100%
State-Specific Rules
847K
99.9%

Trusted by banks, credit unions, auto lenders, and fintechs across the US:

Trusted by banks, credit unions, auto lenders, and fintechs across the US:

Trusted by banks, credit unions, auto lenders, and fintechs across the US:

Why Salient

Why Salient

Why Salient

The AI agent platform built for regulated lenders

Generic AI tools weren't designed for US consumer lending compliance. Salient's AI automates debt collection calls, payment disputes, chargebacks, and promise-to-pay scheduling for bank collections and credit union collections—with compliance automation for TCPA, FDCPA, and Reg F built in.

AI Agents for Lending Operations

Natural conversations with borrowers across calls, texts, and email—always within your approved policies.

Compliance Automation Built In

TCPA, FDCPA, Reg F, and state rules enforced automatically on every interaction.

Exam-Ready Documentation

100% of interactions recorded, transcribed, and mapped to your policies. Audit packs in one click.

AI for Debt Collection

Automate collections calls, disputes, chargebacks, and PTP scheduling—100% TCPA and FDCPA compliant.

Collections Management

Real-time compliance monitoring prevents violations before they happen—built for regulated lenders.

AI Agents for Lending Operations

Natural conversations with borrowers across calls, texts, and email—always within your approved policies.

Compliance Automation Built In

TCPA, FDCPA, Reg F, and state rules enforced automatically on every interaction.

Exam-Ready Documentation

100% of interactions recorded, transcribed, and mapped to your policies. Audit packs in one click.

AI for Debt Collection

Automate collections calls, disputes, chargebacks, and PTP scheduling—100% TCPA and FDCPA compliant.

Collections Management

Real-time compliance monitoring prevents violations before they happen—built for regulated lenders.

Proven impact on leading lenders

500K+

daily unique customer interactions

Reduce manual call volume while improving customer satisfaction

50%

average cost reduction

Automate manual workflow with cleaner documentation and fewer reworks

1:1

recovery rates matching human performance

Automate your loss mitigation processes with no outcome gap

100%

compliance monitoring

Improve exam readiness with complete, searchable records for every interaction and workflow

How It Works

How It Works

How It Works

From pilot to production in less than 4 weeks

01

Connect Your Systems

Integrate with your existing loan servicing platform, contact center, and payment processors—no rip-and-replace required.

02

Automated Testing & Validation

Compliance automation software catches TCPA violations and FDCPA issues before they happen—with real-time regulatory compliance monitoring across all debt collection calls and payment disputes.

03

Deploy AI Agents

Go live with AI agents that handle collections, customer service, and disputes—fully compliant and documented for regulators.

Supervisory Alignment

Supervisory Alignment

Supervisory Alignment

Built for the regulation US lenders navigate daily

Our AI platform for debt collection and compliance automation is designed around US consumer lending laws—TCPA, FDCPA, Reg F, UDAAP, and state-specific rules—so you can automate collections calls, payment disputes, chargebacks, promise-to-pay scheduling, and total loss claims without compliance risk.

TCPA FDCPA Reg F UDAAP SCRA/MLA FCRA TILA State Rules CFPB

See compliant AI agents in action

Get a demo and see how Salient automates borrower communications—from collections to customer service to disputes—with TCPA and FDCPA compliance built in.